Merchant Compliancy Network

About

A source-cited merchant compliance reference

Merchant Compliancy Network is designed as a source-cited operational reference for merchants reviewing cash discount and surcharge program setup.

What this site does

  • Aggregates primary references from Visa, Mastercard, and federal law.
  • Shows common implementation errors in plain operational language.
  • Helps merchant teams review signage, receipts, and pricing display assumptions.

How information is handled

  • Material claims are paraphrased from the linked primary sources.
  • Source records identify the publisher and document version or access date.
  • Readers are directed to the original document so they can confirm the current language.

What this site does not do

  • It is not legal advice.
  • It does not replace acquirer instructions or processor onboarding requirements.
  • It does not guarantee state-by-state legal status for every jurisdiction.

Review the evidence

Use the source library to read the original card-brand and federal documents behind this site.

Open source library